What is the Best Car to Buy?

Based on my experience both driving and servicing them. I will tell you which cars I like and why.

Choosing a Salesman

Deciding which salesman is right for you

Women Buying Cars

Can a Woman stand up to Today's Car Dealers? I think so.

Just what exactly is an interference engine?

Learn the importance of this engine design and how it affects you.

Take a Break

Have a laugh and watch some funny car ad clips

Wednesday, October 26, 2011

New Car Rebates and Incentives - What's Dealer Cash?

  An important reason to explore new car incentives and rebates on your own is because of a rebate which is not known by all consumers. It is referred to as dealer cash. The difference between this rebate vs. any other cash rebates on a list of incentives is that it can be given at the dealers discretion. A car dealer can choose to give away all or some of this money or none at all. Any of this rebate that is retained by dealer from a car deal goes straight to their profit. Now some stores are real up front about them and roll them into sales prices and run an add campaign that way but I can tell you there were plenty of times I would block it out and act like it didn't even exist if there was one. Pretty crappy of me huh? It's the cold hard truth though, I won't say I was proud of it. If you don't research your incentives before going in to the car dealer at least make sure you bring dealer cash up when discussing new car pricing. You might have to prod and pry but it is likely they will come clean pretty quickly if there is any dealer cash to give. If they are smart the embarrassment and bad word of mouth won't be worth it to them. I am going to go out on a limb here and say most dealers are not trying to retain this money like they used to because the Internet has made the car buying experience far more transparent than it has ever been. Knowing what it is and if it exists on the particular car you are buying though is still absolutely necessary to ensure you are getting the best possible deal you can be. Let me make your car shopping experience easy now by sharing a link to all of the car incentives available in your region.

>>>>>New Car Rebates and Incentives<<<<<

Credit Life and Disabillity - Financial Car Buying Tips

  Our heath and just our overall lives are often taken for granted by us. Things we usually don't think about let alone want to think about can happen. Credit life and disability insurances are designed to pay toward your outstanding loan balance on your car in the event you die or are injured and cannot work. Pretty morbid to think about I know. It is a valid product you will be likely be presented with in the finance office at a car dealer.

  Like any insurance it is a blessing when you need it and you have it. When you don't have it and need it you wish you had it. Insurance is something none of us like to pay for but it is a necessary evil. I know what it's like to be severely injured, without health insurance, and unemployed all at the same time. I was just damn lucky at that time in my life I did not have a car payment. If I did have one I would have fallen behind real quick. The next time I have a car loan I will be looking into credit life and disability for sure.

 Like any insurance. You need to shop for the best deal. It is most likely that the best deal on such policies won't be found at a car dealership. Just like with some of the other services I have mentioned that are offered in the finance office. The dealer has placed themselves as a middle man and everyone involved between the dealer and the insurance underwriter needs to get paid. The dealer is more or less an affiliate to the credit life and disability programs offered within that store. I will get some links up for some of the more competitive credit life and disability carriers. Until then this is definitely one to shop around for and if you consider yourself to be financially responsible I highly recommend the product.

Friday, October 21, 2011

Have a Laugh

I wanted to have a bit of fun and post some of my favorite ad campaigns I have seen over the years. Both salesman and customers can appreciate a cleverly developed tv car commercial. There is a good chance you may have already seen some of these but they are still worth a look. The Trunk Monkey is especially hilarious. The Badger covers most salesman stereotypes incredibly. Enjoy!

trunk monkey and Grady the Badger





Trunk Monkey CarjackerTrunk Monkey Egging
Trunk Monkey CopTrunk Monkey Car Theif
Trunk Monkey Delivers BabyTrunk Monkey Chaperone
Trunk Monkey First AidTrunk Monkey Alien Abduction
Trunk Monkey SalesmanTrunk Monkey Recall
Carfax Car Car Fox PuppetCarfax Car Fox Under the Hood
Carfax Car Fox Red BaronCarfax Car Fox Little Girl
Badger CompilationBadger Kapowee
Badger Fish On the HookBadger Aim to Please
Badger Different Colors

Monday, September 26, 2011

An Internet Car Buying Tip - FSBO and long distance buying

  There are times when you may find yourself looking at cars that are being sold on Ebay, Craigslist, or sites like AutoTrader and Cars.com. On all of these types of websites you will find cars that are both for sale by owner and those that are being sold by dealers.

  As an Internet manager I can tell you that I used all of the resources to advertise cars. I would tend to put obscure or high demand but limited supply vehicles on these sites. I liked putting aged units with "blowout prices" and our cheaper stuff on Craigslist. Although I never had much success on Ebay I would list some used cars on there as well as new. Typically upper management would request I list certain vehicles on Ebay. Most being vehicles we desperately needed to get out from underneath of. Like a last years model new car or some bastard pre-owned unit we could not seem to get rid of to save our lives.

  All of these sites are designed to do one thing. Get maximum exposure to the listing. With that said. You can quickly find yourself looking at cars hundreds or even thousands of miles away depending on the search criteria you are allowing yourself. To a dealer these listings serve as both getting maximum exposure to their inventory or simply just to establish contact with any potential buyer who may request information about a certain vehicle. In other words, you may call or email a dealer about an Ebay or Craigslist car to only find you are no longer interested in that unit. There is a good possibility that if that dealer now has your email address or phone number they will still try to find something to sell you. I just want you to expect this if you call or email a store about a vehicle on any of these sites. If they are aggressive they are going to keep you in theirs contacts.

  As an Internet manager I had some folks drive 12 hours to buy a car. Hell, I had even picked up people at the airport who flew in to buy a car. Is there some money to be saved by buying cars this way? In some cases the potential is definitely there. However, it is up to you to cover all of your bases before making such a journey. I personally was very transparent with people when I described vehicles to customers by email or over the phone. I was more than happy to provide any vehicle history reports like Carfax or Autocheck and gave any information I could about a vehicles condition no matter how insignificant it may have seemed. It was important to me that the vehicle was everything I described to them as I didn't want any disappointment or problems when it was time to make the transaction. You are going to have to use some of your own judgement to determine if a dealer is being up front about everything so there isn't any surprises when you arrive. The odds are that any dealer doesn't want any surprises when you arrive either so they will make every effort to ensure the transaction will be smooth. I would also highly recommend getting either faxes or emails about all of the paperwork that will be performed when you arrive. There is also a good chance here that you may be crossing a state line with your new or used vehicle. As I have said in an earlier article I wrote called Buying a Car Out of State & other helpful links . The procedure can vary from state to state when it comes to buying a car out of state. You may or may not have to pay taxes at the point of purchase or not at all. You are going to want to know how registrations and titles will be transferred.  DO NOT hesitate to get all of the details regarding this type of transaction in writing and even talk to a finance manager over the phone and review the details with him.


  It is very important that you weigh out or rationalize any long distance purchases before following through with them. Travel or freight expenses can add up real quick. Personally, I would have to feel I was getting a pretty significant savings to buy a car in such a manner. You won't catch me hopping on planes to save a few hundred bucks. I would also have to ensure that nothing about the purchase was final until I arrived and inspected the vehicle for myself. Even though I myself sold vehicles doing paperwork via FedEx and shipping the vehicle to the customer. My honesty made the transactions good and the customer happy but I am not going to say you are going to find that everywhere.


  I myself have never bought a car off of Ebay. I know enough about and use Ebay enough though that if you arrive to finalize the purchase of a car you won and it isn't up to snuff. You don't have to buy it. Misrepresentation of any item on Ebay is grounds to open any dispute case in their resolution center. If you arrive to find a car listing to be false in any way. Ebay has your back on this. If Ebay does anything well. It's protect their buyers.


  The main things to keep in mind when making such unique purchases is justifying the savings vs. the extra hoops you will be jumping through to get that car back home and into your driveway. Understand the terms of the purchase before making the trip. Above all, ask lots of questions. Whether it be a dealer or private party. Never hesitate to ask a lot of questions and get those answers in writing. If they want to earn your business. Trust me, they will understand and be obliged to provide the information you request. Also, I hope this doesn't happen to anyone but if you get there and it isn't everything they said it was. Don't feel pressured to buy it anyway. At least without some concession on the seller's end such as reducing a price to make things right. Keeping your buying more localized of course is going to avoid all of these woes because it is easier to go see the vehicle and you will be out less travel expense if you do.


  I think there are some good deals to be had out there when it comes to buying long distance. If your model of choice is a car that is a "dime a dozen" though. Stay local. You won't find yourself reaping big savings on mass produced vehicles like Camry, Impala, or Fusion by stepping outside of your area. It may be more beneficial to look outside of your area though if the vehicle you choose is odd and limited in your area or perhaps you are wanting a significantly older car with some unusually low miles for the year. Research is the key here and is the best car buying tip I can give when making a long distance purchase.


  One more thing I want to add is that if you are buying from a private party and need to independently obtain a vehicles history report. Which I HIGHLY recommend. There are two major choices out there and they are Carfax and Autocheck. I dealt with both of them plenty since they have been around. Both are every bit as comprehensive as the other but Autocheck has always been less expensive. If you need to obtain an Autocheck vehicle history report you can get started here. Autocheck is an Experian company which also provides credit reports. Good luck and I hope you find that diamond in the rough!

Monday, September 19, 2011

Service Contracts - What's the Deal? Financial Car Buying Tip

   Ok, on top of the extended warranties, gap insurance, and rustproofing the finance office will try to throw at you you they will likely throw a service contract your way. What the hell is this thing you ask? Well to put it simply it is a maintenance plan bought in bulk. Is this a bonafied product you ask? Absolutely it is. Do you see any links I could benefit from to tell you otherwise? Hell no you don't. If your dealership is offering any service contracts and vehicle maintenance is of importance to you I encourage you to listen to what they have to say. There is a very good possibility it could result in the average oil change costing you $12.


  Look. Aside from all of the other bullshit a finance manger could be trying to sell you. A service contract could actually prove to be beneficial to you in the long run. To put it simply it is a designated term of service for a bulk price. Do you intend to give your vehicle all of it's intended maintenance? That's awesome. I wish more people did. If so. By purchasing a service contract with your vehicle you could potentially save a ton of money. You may be presented with various service contracts in the finance office. In most cases they can be justified by an estimation of what each actual visit will cost. If it is justified for you it will likely be a no brainer at that point. They are designed to save you money.......and get your commitment at the point of purchase. There is absolutely nothing wrong with this approach as far as the sales department goes. I just don't want you to disregard it as another "trick" the finance office is trying to sell you. It's a deal and that is the only reason they are trying to sell it to you believe it or not. Look at it as buying your recommended service in bulk. A good deal on an oil change these days is $20 so if they are averaging out better than than that in a service contract......you are getting a deal. I have yet to see a service contract that did not benefit the customer in the long run. That is what they are designed to do. Secure some service work for the dealership and save you some money at the point of purchase. If they din't save you money they wouldn't be a very good sale would they? From what I have ever seen. I can only say these programs are awesome. I will always encourage independant investigation though. See what these plans average out to per service and you may quickly see the value in them.