Ok, on top of the extended warranties, gap insurance, and rustproofing the finance office will try to throw at you you they will likely throw a service contract your way. What the hell is this thing you ask? Well to put it simply it is a maintenance plan bought in bulk. Is this a bonafied product you ask? Absolutely it is. Do you see any links I could benefit from to tell you otherwise? Hell no you don't. If your dealership is offering any service contracts and vehicle maintenance is of importance to you I encourage you to listen to what they have to say. There is a very good possibility it could result in the average oil change costing you $12.
Look. Aside from all of the other bullshit a finance manger could be trying to sell you. A service contract could actually prove to be beneficial to you in the long run. To put it simply it is a designated term of service for a bulk price. Do you intend to give your vehicle all of it's intended maintenance? That's awesome. I wish more people did. If so. By purchasing a service contract with your vehicle you could potentially save a ton of money. You may be presented with various service contracts in the finance office. In most cases they can be justified by an estimation of what each actual visit will cost. If it is justified for you it will likely be a no brainer at that point. They are designed to save you money.......and get your commitment at the point of purchase. There is absolutely nothing wrong with this approach as far as the sales department goes. I just don't want you to disregard it as another "trick" the finance office is trying to sell you. It's a deal and that is the only reason they are trying to sell it to you believe it or not. Look at it as buying your recommended service in bulk. A good deal on an oil change these days is $20 so if they are averaging out better than than that in a service contract......you are getting a deal. I have yet to see a service contract that did not benefit the customer in the long run. That is what they are designed to do. Secure some service work for the dealership and save you some money at the point of purchase. If they din't save you money they wouldn't be a very good sale would they? From what I have ever seen. I can only say these programs are awesome. I will always encourage independant investigation though. See what these plans average out to per service and you may quickly see the value in them.
Monday, September 19, 2011
Service Contracts - What's the Deal? Financial Car Buying Tip
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